/* Centro Credit — Main Stylesheet */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --blue:#1a56db;--blue-dark:#1341b0;--green:#16a34a;--green-dark:#15803d;
  --text:#1e293b;--text-light:#64748b;--border:#e2e8f0;--bg:#f8fafc;
  --white:#fff;--radius:10px;--shadow:0 2px 12px rgba(0,0,0,.08);
  --shadow-lg:0 8px 32px rgba(0,0,0,.12);
}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,Segoe UI,sans-serif;color:var(--text);background:var(--white);line-height:1.6;font-size:16px}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.container{max-width:1100px;margin:0 auto;padding:0 20px}

/* HEADER */
.site-header{background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100;box-shadow:0 1px 4px rgba(0,0,0,.06)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-size:1.35rem;font-weight:700;color:var(--blue);display:flex;align-items:center;gap:8px;text-decoration:none}
.logo svg{width:28px;height:28px}
.nav{display:flex;align-items:center;gap:4px}
.nav a{padding:8px 14px;border-radius:6px;color:var(--text);font-size:.95rem;font-weight:500;transition:background .15s}
.nav a:hover{background:var(--bg);text-decoration:none}
.nav .cta-btn-sm{background:var(--green);color:var(--white);padding:8px 18px;border-radius:8px;font-weight:600}
.nav .cta-btn-sm:hover{background:var(--green-dark)}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:8px;background:none;border:none}
.hamburger span{display:block;width:24px;height:2px;background:var(--text);border-radius:2px;transition:.2s}
.mobile-menu{display:none;position:fixed;top:64px;left:0;right:0;background:var(--white);border-bottom:1px solid var(--border);padding:16px;z-index:99;box-shadow:var(--shadow-lg)}
.mobile-menu a{display:block;padding:12px 16px;border-radius:8px;color:var(--text);font-weight:500;font-size:1rem;border-bottom:1px solid var(--bg)}
.mobile-menu a:last-child{border:none}
.mobile-menu.open{display:block}

/* HERO */
.hero{background:linear-gradient(135deg,#eef2ff 0%,#f0fdf4 100%);padding:60px 0 40px;text-align:center}
.hero h1{font-size:clamp(1.8rem,4vw,2.8rem);font-weight:800;color:var(--text);margin-bottom:12px;line-height:1.2}
.hero .subtitle{font-size:1.1rem;color:var(--text-light);margin-bottom:32px;max-width:560px;margin-left:auto;margin-right:auto}
.hero .badges{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-bottom:32px}
.hero .badge{background:var(--white);border:1px solid var(--border);border-radius:20px;padding:6px 14px;font-size:.875rem;color:var(--text-light);display:flex;align-items:center;gap:6px}
.hero .badge span{color:var(--green);font-weight:600}

/* CALCULATOR */
.calc-card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:32px;max-width:700px;margin:0 auto}
.calc-title{font-size:1.15rem;font-weight:700;margin-bottom:24px;color:var(--text)}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:24px}
@media(max-width:540px){.calc-row{grid-template-columns:1fr}}
.calc-field label{display:flex;justify-content:space-between;font-size:.875rem;font-weight:600;color:var(--text);margin-bottom:8px}
.calc-field label .val{color:var(--blue);font-size:1rem}
.calc-slider{width:100%;-webkit-appearance:none;height:6px;border-radius:3px;background:var(--border);outline:none;cursor:pointer}
.calc-slider::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--blue);cursor:pointer;box-shadow:0 2px 6px rgba(26,86,219,.4)}
.calc-slider::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--blue);cursor:pointer;border:none}
.calc-range-labels{display:flex;justify-content:space-between;font-size:.75rem;color:var(--text-light);margin-top:4px}
.calc-promo{display:flex;align-items:center;gap:10px;margin-bottom:20px;padding:12px 16px;background:linear-gradient(135deg,#f0fdf4,#ecfdf5);border:1px solid #bbf7d0;border-radius:8px}
.calc-promo label{font-size:.9rem;font-weight:600;color:#15803d;cursor:pointer}
.calc-promo input[type=checkbox]{width:18px;height:18px;accent-color:var(--green);cursor:pointer}
.calc-results{background:var(--bg);border-radius:8px;padding:20px;margin-bottom:20px}
.calc-result-row{display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-bottom:1px solid var(--border);font-size:.9rem}
.calc-result-row:last-child{border:none;padding-bottom:0}
.calc-result-row .label{color:var(--text-light)}
.calc-result-row .val{font-weight:700;color:var(--text)}
.calc-result-row.highlight .val{color:var(--blue);font-size:1.1rem}
.calc-result-row.green .val{color:var(--green)}
.calc-cta{display:block;width:100%;padding:16px;background:var(--green);color:var(--white);border:none;border-radius:8px;font-size:1.1rem;font-weight:700;cursor:pointer;text-align:center;transition:background .15s;letter-spacing:.01em}
.calc-cta:hover{background:var(--green-dark)}
.calc-disclaimer{font-size:.75rem;color:var(--text-light);margin-top:12px;line-height:1.5;text-align:center}

/* SCHEDULE TABLE */
.schedule-toggle{margin-top:16px;text-align:center}
.schedule-toggle button{background:none;border:1px solid var(--border);border-radius:6px;padding:8px 16px;font-size:.85rem;color:var(--blue);cursor:pointer;transition:.15s}
.schedule-toggle button:hover{background:var(--bg)}
.schedule-table{width:100%;border-collapse:collapse;margin-top:12px;font-size:.82rem;display:none}
.schedule-table.visible{display:table}
.schedule-table th{background:var(--bg);padding:8px 10px;text-align:left;font-weight:600;color:var(--text-light);border-bottom:2px solid var(--border)}
.schedule-table td{padding:7px 10px;border-bottom:1px solid var(--border);color:var(--text)}
.schedule-table tr:last-child td{border:none;font-weight:700}

/* SECTIONS */
.section{padding:56px 0}
.section-title{font-size:clamp(1.4rem,3vw,2rem);font-weight:800;text-align:center;margin-bottom:12px;color:var(--text)}
.section-sub{text-align:center;color:var(--text-light);margin-bottom:40px;font-size:1rem;max-width:560px;margin-left:auto;margin-right:auto}

/* STEPS */
.steps-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;counter-reset:step}
.step-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:24px;position:relative;counter-increment:step}
.step-card::before{content:counter(step);position:absolute;top:-14px;left:20px;background:var(--blue);color:#fff;width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.85rem}
.step-card h3{font-size:1rem;font-weight:700;margin-bottom:8px;color:var(--text)}
.step-card p{font-size:.875rem;color:var(--text-light)}

/* FEATURES */
.features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:20px}
.feature-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:22px;text-align:center}
.feature-card .icon{font-size:2rem;margin-bottom:12px}
.feature-card h3{font-size:.95rem;font-weight:700;margin-bottom:6px;color:var(--text)}
.feature-card p{font-size:.82rem;color:var(--text-light)}

/* INTENT GRID */
.intent-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:16px}
.intent-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:18px 16px;display:flex;align-items:center;gap:12px;transition:box-shadow .15s,border-color .15s;text-decoration:none;color:var(--text)}
.intent-card:hover{box-shadow:var(--shadow);border-color:var(--blue);text-decoration:none}
.intent-card .ic{font-size:1.5rem;flex-shrink:0}
.intent-card .txt{font-size:.9rem;font-weight:600;color:var(--text)}

/* CREDIT DATA TABLE */
.credit-table{width:100%;border-collapse:collapse;margin:24px 0;border:1px solid var(--border);border-radius:8px;overflow:hidden}
.credit-table th,.credit-table td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--border);font-size:.9rem}
.credit-table th{background:var(--bg);font-weight:700;color:var(--text);width:45%}
.credit-table td{color:var(--text)}
.credit-table tr:last-child th,.credit-table tr:last-child td{border-bottom:none}

/* WARNING BOX */
.warning-box{background:#fefce8;border:1px solid #fde047;border-left:4px solid #ca8a04;border-radius:8px;padding:20px 24px;margin:32px 0}
.warning-box h3{font-size:1rem;font-weight:700;color:#854d0e;margin-bottom:10px;display:flex;align-items:center;gap:8px}
.warning-box p,.warning-box li{font-size:.85rem;color:#713f12;line-height:1.7}
.warning-box ul{padding-left:18px;margin-top:8px}
.warning-box li{margin-bottom:4px}

/* FAQ */
.faq-list{max-width:800px;margin:0 auto}
.faq-item{border:1px solid var(--border);border-radius:8px;margin-bottom:10px;overflow:hidden}
.faq-q{background:var(--white);padding:16px 20px;font-weight:600;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-size:.95rem}
.faq-q::after{content:'+';font-size:1.4rem;color:var(--blue);font-weight:300;line-height:1}
.faq-item.open .faq-q::after{content:'−'}
.faq-a{display:none;padding:0 20px 16px;font-size:.9rem;color:var(--text-light);line-height:1.7}
.faq-item.open .faq-a{display:block}

/* INTERNAL LINKS GRID */
.int-links-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px;margin-top:24px}
.int-link{display:block;padding:12px 14px;background:var(--bg);border:1px solid var(--border);border-radius:8px;font-size:.875rem;font-weight:500;color:var(--blue);text-align:center;transition:.15s}
.int-link:hover{background:var(--blue);color:var(--white);border-color:var(--blue);text-decoration:none}

/* FOOTER */
.site-footer{background:#0f172a;color:#94a3b8;padding:48px 0 24px}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:32px;margin-bottom:40px}
.footer-col h4{color:var(--white);font-size:.95rem;font-weight:700;margin-bottom:14px}
.footer-col ul{list-style:none}
.footer-col ul li{margin-bottom:8px}
.footer-col ul li a{color:#94a3b8;font-size:.875rem;transition:color .15s}
.footer-col ul li a:hover{color:var(--white);text-decoration:none}
.footer-logo{color:var(--white);font-size:1.2rem;font-weight:800;margin-bottom:10px;display:block}
.footer-desc{font-size:.85rem;color:#64748b;line-height:1.6;margin-bottom:16px}
.footer-licenses{font-size:.78rem;color:#475569}
.footer-licenses p{margin-bottom:4px}
.footer-licenses a{color:#94a3b8}
.footer-bottom{border-top:1px solid #1e293b;padding-top:20px;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;align-items:center;font-size:.8rem}
.footer-bottom p{color:#475569}
.footer-legal-links{display:flex;gap:16px;flex-wrap:wrap}
.footer-legal-links a{color:#475569;font-size:.8rem}

/* CTA BTN */
.cta-btn{display:inline-block;background:var(--green);color:var(--white);padding:14px 32px;border-radius:8px;font-size:1.05rem;font-weight:700;border:none;cursor:pointer;transition:background .15s;text-decoration:none;text-align:center}
.cta-btn:hover{background:var(--green-dark);text-decoration:none;color:var(--white)}
.cta-btn-block{display:block;width:100%;text-align:center}
.sticky-cta{position:fixed;bottom:20px;right:20px;z-index:90;display:none;box-shadow:0 4px 16px rgba(22,163,74,.4)}
@media(max-width:768px){.sticky-cta{display:inline-block}}

/* MODAL */
.modal-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:200;align-items:center;justify-content:center;padding:16px}
.modal-overlay.open{display:flex}
.modal{background:var(--white);border-radius:14px;padding:32px;max-width:520px;width:100%;max-height:90vh;overflow-y:auto;position:relative;animation:modalIn .25s ease}
@keyframes modalIn{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
.modal-close{position:absolute;top:14px;right:16px;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--text-light);line-height:1}
.modal-title{font-size:1.3rem;font-weight:800;margin-bottom:8px;color:var(--text)}
.modal-sub{font-size:.9rem;color:var(--text-light);margin-bottom:24px}
.phone-input-wrap{display:flex;border:2px solid var(--border);border-radius:8px;overflow:hidden;margin-bottom:16px;transition:border-color .15s}
.phone-input-wrap:focus-within{border-color:var(--blue)}
.phone-prefix{background:var(--bg);padding:12px 14px;font-weight:700;color:var(--text);border-right:1px solid var(--border);white-space:nowrap;font-size:1rem}
.phone-input-wrap input{border:none;outline:none;padding:12px 14px;font-size:1.05rem;width:100%;font-family:inherit}
.modal-submit{width:100%;padding:14px;background:var(--green);color:var(--white);border:none;border-radius:8px;font-size:1.05rem;font-weight:700;cursor:pointer;transition:background .15s}
.modal-submit:hover{background:var(--green-dark)}
.modal-submit:disabled{background:#94a3b8;cursor:not-allowed}

/* SPINNER */
.spinner{display:flex;justify-content:center;align-items:center;padding:40px}
.spinner::after{content:'';width:40px;height:40px;border:4px solid var(--border);border-top-color:var(--blue);border-radius:50%;animation:spin .7s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* OFFER CARDS */
.offers-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px}
.offers-header h3{font-size:1.1rem;font-weight:800;color:var(--text)}
.offers-count{font-size:.85rem;color:var(--text-light)}
.offer-card{border:1px solid var(--border);border-radius:10px;padding:16px;margin-bottom:12px;display:flex;flex-direction:column;gap:10px;transition:box-shadow .15s}
.offer-card:hover{box-shadow:var(--shadow)}
.offer-card-top{display:flex;align-items:center;gap:12px}
.offer-card-top img{width:80px;height:32px;object-fit:contain;border:1px solid var(--border);border-radius:6px;padding:4px}
.offer-card-top .offer-name{font-weight:700;font-size:.95rem;color:var(--text);flex:1}
.offer-badge{background:#eff6ff;color:var(--blue);border-radius:20px;padding:3px 10px;font-size:.75rem;font-weight:600;white-space:nowrap}
.offer-stats{display:flex;flex-wrap:wrap;gap:8px}
.offer-stat{background:var(--bg);border:1px solid var(--border);border-radius:20px;padding:4px 10px;font-size:.78rem;color:var(--text-light)}
.offer-amount{font-weight:700;color:var(--text);font-size:1rem}
.offer-rate{color:var(--green);font-size:.85rem;font-weight:600}
.offer-cta{display:block;width:100%;padding:10px;background:var(--green);color:var(--white);text-align:center;border-radius:7px;font-weight:700;font-size:.9rem;text-decoration:none;transition:background .15s}
.offer-cta:hover{background:var(--green-dark);text-decoration:none;color:var(--white)}
.offers-show-more{width:100%;padding:12px;background:none;border:2px solid var(--blue);border-radius:8px;color:var(--blue);font-weight:700;cursor:pointer;margin-top:8px;transition:.15s}
.offers-show-more:hover{background:var(--blue);color:var(--white)}

/* PRODUCTS PAGE */
.products-example{background:var(--bg);border:1px solid var(--border);border-radius:8px;padding:20px;margin:24px 0}
.products-example h3{font-size:1rem;font-weight:700;margin-bottom:12px;color:var(--text)}
.products-example dl{display:grid;grid-template-columns:auto 1fr;gap:4px 16px}
.products-example dt{font-size:.875rem;color:var(--text-light)}
.products-example dd{font-size:.875rem;color:var(--text);font-weight:600}

/* PAGE LAYOUT */
.page-content{padding:48px 0}
.page-content h1{font-size:clamp(1.6rem,3.5vw,2.4rem);font-weight:800;margin-bottom:16px;color:var(--text)}
.page-content .intro{font-size:1.05rem;color:var(--text-light);margin-bottom:36px;max-width:780px;line-height:1.7}
.section-h2{font-size:clamp(1.2rem,2.5vw,1.6rem);font-weight:800;margin:40px 0 16px;color:var(--text)}
.gray-bg{background:var(--bg)}

/* BREADCRUMB */
.breadcrumb{padding:12px 0;font-size:.85rem;color:var(--text-light)}
.breadcrumb a{color:var(--text-light)}
.breadcrumb span{color:var(--text);font-weight:500}

/* ABOUT / CONTACTS */
.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px;margin:32px 0}
.info-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:24px}
.info-card h3{font-size:1rem;font-weight:700;margin-bottom:8px;color:var(--text)}
.info-card p,.info-card a{font-size:.9rem;color:var(--text-light)}

/* RESPONSIVE */
@media(max-width:768px){
  .nav{display:none}
  .hamburger{display:flex}
  .hero{padding:40px 0 32px}
  .calc-card{padding:20px}
  .section{padding:40px 0}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:480px){
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;align-items:flex-start}
}

/* OFFERS PAGE GRID */
.offers-page-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px;margin-top:24px}
.offers-page-grid .offer-card{margin-bottom:0}

/* ===== V2 LAYOUT ===== */
.layout-2col{display:grid;grid-template-columns:minmax(0,1fr) 340px;grid-template-areas:"head side" "body side";gap:0 36px;align-items:start;padding-top:28px;padding-bottom:48px}
.layout-2col .page-head{grid-area:head}
.layout-2col .page-body{grid-area:body}
.layout-2col .sidebar{grid-area:side}
.sidebar-sticky{position:sticky;top:84px}
.calc-card.compact{padding:20px}
.calc-card.compact .calc-title{font-size:17px;margin-bottom:14px}
@media(max-width:960px){.layout-2col{grid-template-columns:1fr;grid-template-areas:"head" "side" "body";padding-top:16px}.sidebar-sticky{position:static}.layout-2col .page-body{margin-top:28px}}

.page-content.narrow{max-width:760px;margin:0 auto;padding:32px 20px 56px}
.page-content.narrow h1{margin-bottom:14px}
.page-content.narrow h2{margin-top:26px;margin-bottom:10px;font-size:21px}
.page-content.narrow p,.page-content.narrow li{margin-bottom:8px;color:#334155}
.page-content.narrow ul{padding-left:20px}

.layout-2col h1{font-size:30px;margin-bottom:12px}
.layout-2col .intro{font-size:16.5px;color:#475569;margin-bottom:20px;max-width:780px;line-height:1.65}
.layout-2col h2{font-size:21px;margin:26px 0 10px}
.layout-2col p{margin-bottom:10px;color:#334155}
.layout-2col ul{padding-left:20px;margin-bottom:12px}
.layout-2col li{margin-bottom:6px;color:#334155}

/* HERO v2 */
.hero{background:linear-gradient(180deg,#eef4ff 0%,#fff 100%);padding:36px 0 12px}
.hero-inner{display:grid;grid-template-columns:minmax(0,1fr) 400px;gap:36px;align-items:start;padding:0 20px;max-width:1100px;margin:0 auto}
.hero-text h1{font-size:34px;line-height:1.2;margin-bottom:12px}
.hero-sub{font-size:17px;color:#475569;margin-bottom:16px}
.hero-points{list-style:none;display:flex;flex-wrap:wrap;gap:8px 18px}
.hero-points li{font-size:14px;color:#1e293b}
.hero-points li::before{content:'✓ ';color:#16a34a;font-weight:700}
.promo-badge{display:inline-block;background:#fef3c7;color:#92400e;font-weight:600;font-size:14px;padding:6px 14px;border-radius:20px;margin-bottom:14px}
.nbu-note{font-size:.8rem;color:#64748b;margin:18px auto 0;max-width:1100px;padding:0 20px}
@media(max-width:960px){.hero-inner{grid-template-columns:1fr}.hero-text h1{font-size:27px}}

/* SECTIONS */
.section{padding:44px 0}
.section.alt{background:#f8fafc}
.section h2{font-size:26px;margin-bottom:20px}
.steps-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px;margin-bottom:24px}
.step{background:#fff;border:1px solid var(--border);border-radius:10px;padding:20px}
.step-num{width:36px;height:36px;border-radius:50%;background:#1a56db;color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;margin-bottom:12px}
.step h3{font-size:16px;margin-bottom:6px}
.step p{font-size:14px;color:#64748b}
.cta-btn.big{padding:14px 34px;font-size:17px}
.why-list{list-style:none;columns:2;column-gap:40px}
.why-list li{padding-left:28px;position:relative;margin-bottom:12px;break-inside:avoid}
.why-list li::before{content:'✓';position:absolute;left:0;color:#16a34a;font-weight:700}
@media(max-width:700px){.why-list{columns:1}}
.even-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-bottom:16px}
.even-card{background:#fff;border:1px solid var(--border);border-radius:10px;padding:20px;text-align:center}
.even-ico{font-size:30px;display:block;margin-bottom:10px}
.even-card h3{font-size:15px}
.even-note{color:#64748b;margin:14px 0 24px}
.crit-list{list-style:none;margin-top:12px}
.crit-list li{margin-bottom:8px}
.text-block p{margin-bottom:12px;color:#334155}
.text-block h2{margin-top:28px}

/* REVIEWS */
.reviews-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px}
.review{background:#fff;border:1px solid var(--border);border-radius:10px;padding:18px;display:flex;flex-direction:column;gap:8px}
.rev-head{display:flex;justify-content:space-between;align-items:baseline;gap:8px}
.rev-job{font-size:13px;color:#64748b}
.review p{font-size:14px;color:#334155}
.rev-date{font-size:12px;color:#94a3b8}

/* CONDITIONS TABLE + CHAR TABLE */
.cond-tbl,.char-tbl{width:100%;border-collapse:collapse;margin:14px 0 20px;background:#fff;border:1px solid var(--border);border-radius:8px;overflow:hidden}
.cond-tbl th,.cond-tbl td,.char-tbl td{border:1px solid var(--border);padding:10px 14px;font-size:14px;text-align:left;vertical-align:top}
.cond-tbl th{background:#eef4ff;color:#1e293b}
.char-tbl td:first-child{font-weight:600;width:38%;color:#1e293b}
.formula-note{font-size:.82rem;color:#64748b;margin-top:8px}
.warn-list{padding-left:20px}
.warn-list li{font-size:14px;color:#475569;margin-bottom:10px}

/* FAQ v2 */
.faq-q{width:100%;background:#fff;border:1px solid var(--border);border-radius:8px;padding:14px 16px;font-size:15px;font-weight:600;text-align:left;cursor:pointer;display:flex;justify-content:space-between;gap:12px;margin-bottom:8px}
.faq-q:hover{border-color:#1a56db}
.faq-arrow{transition:transform .2s}
.faq-item.open .faq-arrow{transform:rotate(180deg)}
.faq-a{display:none;padding:0 16px 14px;color:#475569;font-size:14.5px}
.faq-item.open .faq-a{display:block}

/* HEADER NAV DROPDOWN + LANG */
.main-nav{display:flex;gap:22px;align-items:center}
.nav-link{font-size:14.5px;color:#1e293b;font-weight:500}
.nav-dd{position:relative}
.dd-menu{display:none;position:absolute;top:calc(100% + 14px);left:0;background:#fff;border:1px solid var(--border);border-radius:10px;box-shadow:var(--shadow-lg);padding:10px;min-width:250px;z-index:60;flex-direction:column;gap:2px}
.nav-dd:hover .dd-menu{display:flex}
.dd-menu a{padding:8px 12px;border-radius:6px;font-size:14px;color:#1e293b;white-space:nowrap}
.dd-menu a:hover{background:#eef4ff;color:#1a56db;text-decoration:none}
.header-actions{display:flex;align-items:center;gap:14px}
.lang-link{font-size:13px;color:#94a3b8;font-weight:600}
.lang-link.active,.lang-link:hover{color:#1a56db;text-decoration:none}
.lang-sep{color:#cbd5e1;font-size:13px}
.signin-link{font-size:14px;color:#1e293b;white-space:nowrap}
@media(max-width:1020px){.main-nav,.header-actions .lang-link,.header-actions .lang-sep,.header-actions .signin-link{display:none}.hamburger{display:block}}
.mobile-menu .dd-menu{position:static;display:block;border:none;box-shadow:none;padding-left:14px}
.mobile-menu a{display:block;padding:8px 0}

/* FOOTER */
.footer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding-bottom:28px}
.f-col h4{font-size:14px;margin-bottom:10px;color:#e2e8f0}
.f-col ul{list-style:none}
.f-col li{margin-bottom:6px}
.f-col a{font-size:13px;color:#94a3b8}
.f-col a:hover{color:#fff}
.f-lic a{font-size:12px}
.footer-contacts{display:flex;flex-wrap:wrap;gap:24px;padding:16px 0;border-top:1px solid #1e293b}
.footer-contacts span,.footer-contacts a{font-size:13.5px;color:#cbd5e1}
@media(max-width:900px){.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.footer-grid{grid-template-columns:1fr}}

/* INFO STEPS (how-to pages) */
.info-step{display:flex;gap:16px;margin:20px 0;background:#fff;border:1px solid var(--border);border-radius:10px;padding:18px}
.info-step h2{margin:0 0 6px !important;font-size:17px !important}
.info-step p{font-size:14.5px;color:#475569;margin:0 !important}
.doc-list{list-style:none;padding:0 !important}
.doc-list li{margin-bottom:8px}
.doc-list a{font-weight:500}
.legal-box{background:#fffbeb;border:1px solid #fde68a;border-radius:8px;padding:14px 16px;font-size:14px;color:#92400e;margin:20px 0}
.req-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px;margin-bottom:8px}
.req-item{background:#fff;border:1px solid var(--border);border-radius:8px;padding:14px;font-size:14.5px}
.req-item span{margin-right:8px}
.adv-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px;margin-bottom:8px}
.adv-item{background:#f0fdf4;border:1px solid #bbf7d0;border-radius:8px;padding:16px}
.adv-item h3{font-size:15px;margin-bottom:4px;color:#14532d}
.adv-item p{font-size:13.5px;color:#475569;margin:0 !important}
.closing{margin-top:22px;font-size:15px;color:#334155}

/* SIGN-IN */
.signin-wrap{display:flex;justify-content:center;padding:48px 20px 64px;background:linear-gradient(180deg,#eef4ff 0%,#fff 100%)}
.signin-card{background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow-lg);padding:36px;max-width:440px;width:100%}
.signin-card h1{font-size:24px;margin-bottom:8px}
.signin-sub{font-size:14.5px;color:#64748b;margin-bottom:22px}
#signinForm label{display:block;font-size:13.5px;font-weight:600;margin:14px 0 6px;color:#334155}
#signinForm input[type=tel],#signinForm input[type=password]{width:100%;border:1px solid var(--border);border-radius:8px;padding:11px 14px;font-size:15px}
#signinForm input:focus{outline:none;border-color:#1a56db}
.consent{display:flex !important;gap:8px;align-items:flex-start;font-weight:400 !important;font-size:12.5px;color:#64748b}
.consent input{margin-top:3px;flex-shrink:0}
.signin-btn{width:100%;margin-top:20px;background:#1a56db;color:#fff;border:none;border-radius:8px;padding:13px;font-size:16px;font-weight:600;cursor:pointer}
.signin-btn:hover{background:#1341b0}
.signin-note{font-size:12.5px;color:#94a3b8;margin-top:14px;text-align:center}

/* ===== V2 CALCULATOR ===== */
.hero{text-align:left}
.calc-field{margin-bottom:16px}
.calc-field label{display:block;font-size:13.5px;font-weight:600;color:#334155;margin-bottom:8px}
.range-row{display:flex;align-items:center;gap:12px}
.range-row input[type=range]{flex:1;-webkit-appearance:none;appearance:none;height:6px;border-radius:3px;background:#e2e8f0;outline:none}
.range-row input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:20px;height:20px;border-radius:50%;background:#1a56db;cursor:pointer;border:2px solid #fff;box-shadow:0 1px 4px rgba(0,0,0,.25)}
.range-row input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#1a56db;cursor:pointer;border:2px solid #fff}
.range-row span{font-weight:700;font-size:14.5px;white-space:nowrap;min-width:88px;text-align:right;color:#1e293b}
.range-minmax{display:flex;justify-content:space-between;font-size:.75rem;color:#94a3b8;margin-top:4px}
.promo-check{display:flex;gap:8px;align-items:center;font-size:13px;color:#334155;margin:10px 0 14px}
.promo-check input{flex-shrink:0}
.calc-results{background:#f8fafc;border-radius:8px;padding:14px 16px;margin-bottom:16px}
.cr-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:7px 0;border-bottom:1px solid #e2e8f0;font-size:.88rem}
.cr-row:last-child{border-bottom:none;padding-bottom:0}
.cr-row span{color:#64748b}
.cr-row strong{color:#1e293b;white-space:nowrap}
.cr-main strong{color:#1a56db;font-size:1.05rem}
.calc-cta{width:100%;background:#16a34a;color:#fff;border:none;border-radius:8px;padding:13px;font-size:16px;font-weight:600;cursor:pointer}
.calc-cta:hover{background:#15803d}
.calc-card.compact{max-width:none;margin:0}
.sched-toggle{background:none;border:none;color:#1a56db;cursor:pointer;font-size:13px;margin-top:12px;padding:0;font-weight:600}
.schedule-table{display:none;overflow-x:auto;margin-top:12px}
.schedule-table.visible{display:block}
.sched-tbl{width:100%;border-collapse:collapse;font-size:.78rem;min-width:520px}
.sched-tbl th,.sched-tbl td{border:1px solid #e2e8f0;padding:6px 8px;text-align:right;white-space:nowrap}
.sched-tbl th{background:#eef4ff;text-align:center}
.sched-tbl td:first-child,.sched-tbl th:first-child{text-align:center}

/* ===== MOBILE HEADER + STICKY CTA FIX ===== */
@media(max-width:640px){.header-actions .cta-btn{display:none}}
.sticky-cta{display:none !important}
.sticky-cta.visible{display:inline-block !important}

/* ===== CITY PAGES ===== */
.city-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:8px 28px;margin-top:10px}
.city-grid a{font-size:14.5px;padding:5px 0}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px 24px;margin:12px 0 4px}
.related-grid a{font-size:14.5px;padding:6px 0;line-height:1.35}
.useful-links{margin-top:26px;padding-top:16px;border-top:1px solid #e2e8f0;font-size:14.5px;color:#475569}
.office-card{background:#fff;border:1px solid #e2e8f0;border-radius:10px;padding:22px;margin:16px 0;box-shadow:0 2px 8px rgba(0,0,0,.05)}
.office-head{font-size:18px;font-weight:700;margin-bottom:12px;color:#1e293b}
.office-row{display:flex;gap:14px;padding:9px 0;border-top:1px solid #f1f5f9;font-size:15px;color:#334155}
.office-label{min-width:130px;color:#64748b;font-weight:600}
.map-wrap{border-radius:10px;overflow:hidden;border:1px solid #e2e8f0;margin:16px 0}
.map-wrap iframe{display:block;width:100%;height:340px;border:0}
@media(max-width:600px){.city-grid{grid-template-columns:1fr}.related-grid{grid-template-columns:1fr}.office-row{flex-direction:column;gap:2px}}


/* ===== PHOTOS ===== */
.hero-img{margin-top:20px;border-radius:14px;width:100%;max-height:280px;object-fit:cover;box-shadow:0 8px 24px rgba(0,0,0,.12)}
.dream-band{background:linear-gradient(180deg,#fff 0%,#eef4ff 100%)}
.dream-inner{display:grid;grid-template-columns:1.25fr 1fr;gap:36px;align-items:center}
.dream-inner img{width:100%;height:auto;border-radius:16px;box-shadow:0 10px 30px rgba(26,86,219,.18)}
.dream-text h2{font-size:26px;margin-bottom:14px}
.dream-text p{color:#475569;margin-bottom:20px}
@media(max-width:900px){.dream-inner{grid-template-columns:1fr}}

/* ===== PHOTOS AS CSS SIDE TREATMENTS ===== */
.hero{position:relative;overflow:hidden}
.hero-img{position:absolute;top:0;right:0;height:100%;width:44%;object-fit:cover;object-position:center 22%;-webkit-mask-image:linear-gradient(to left,#000 40%,transparent 96%);mask-image:linear-gradient(to left,#000 40%,transparent 96%);opacity:.5;border-radius:0;box-shadow:none;margin:0;max-height:none;width:44%;z-index:0}
.hero-inner,.hero .nbu-note{position:relative;z-index:1}
.dream-band{position:relative;overflow:hidden}
.dream-inner{display:block;position:relative;min-height:440px}
.dream-inner img{position:absolute;left:0;top:0;height:100%;width:50%;object-fit:cover;-webkit-mask-image:linear-gradient(to right,#000 50%,transparent 97%);mask-image:linear-gradient(to right,#000 50%,transparent 97%);border-radius:0;box-shadow:none}
.dream-text{position:relative;margin-left:54%;max-width:560px;padding:56px 0}
@media(max-width:900px){
.hero-img{display:none}
.dream-inner{min-height:0}
.dream-inner img{position:relative;width:100%;height:260px;-webkit-mask-image:none;mask-image:none;border-radius:16px;margin-bottom:20px}
.dream-text{margin-left:0;max-width:none;padding:0 0 8px}
}

/* ===== PHOTOS TWEAK v2 ===== */
.hero-img{width:26%;opacity:.9;object-position:center 18%;-webkit-mask-image:linear-gradient(to left,#000 55%,transparent 100%);mask-image:linear-gradient(to left,#000 55%,transparent 100%)}
.dream-inner{position:static}
.dream-inner img{width:46%;border-radius:0}
@media(max-width:1200px){.hero-img{opacity:.45}}

/* ===== PHOTOS TWEAK v3 ===== */
.hero-img{width:23%}
.hero .calc-card{background:#fff;box-shadow:0 10px 40px rgba(13,20,40,.22);position:relative;z-index:2}
.hero-text{position:relative;z-index:2}

/* ===== PHOTOS TWEAK v4 ===== */
.hero-text{position:static}

/* ===== PHOTOS v5: hero photo column ===== */
.hero-inner{grid-template-columns:minmax(0,1fr) 400px 250px;gap:28px}
.hero-img{position:static;width:100%;height:100%;min-height:420px;max-height:620px;object-fit:cover;object-position:center 20%;opacity:1;border-radius:18px;box-shadow:0 14px 40px rgba(26,86,219,.28);-webkit-mask-image:linear-gradient(105deg,rgba(0,0,0,.25) 0%,#000 30%);mask-image:linear-gradient(105deg,rgba(0,0,0,.25) 0%,#000 30%)}
@media(max-width:1150px){.hero-inner{grid-template-columns:minmax(0,1fr) 400px}.hero-img{display:none}}

/* ===== MOBILE FIX v6 ===== */
@media(max-width:960px){
.hero-inner{grid-template-columns:1fr;gap:20px}
.hero-img{display:none}
}
@media(max-width:480px){
.calc-card{padding:18px}
.cr-row{font-size:.82rem}
.container{padding:0 14px}
}

/* PILL BUTTONS (home credits + cities) */
.pill-grid{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.pill-grid a{display:inline-block;padding:10px 18px;border:1px solid #cbd5e1;border-radius:999px;background:#f8fafc;color:#1e293b;font-size:14.5px;font-weight:500;text-decoration:none;line-height:1.2;transition:all .15s ease}
.pill-grid a:hover{background:var(--brand,#0170B9);border-color:var(--brand,#0170B9);color:#fff;box-shadow:0 3px 10px rgba(1,112,185,.25)}
.ctx-links{font-size:15px;line-height:1.65;color:#334155;background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;padding:14px 18px;margin:16px 0}
.ctx-links a{font-weight:600;white-space:nowrap}


/* ===== VISUAL CARDS (home credits + cities) ===== */
.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(215px,1fr));gap:16px;margin-top:18px}
.vcard{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid #e2e8f0;border-radius:14px;padding:18px;text-decoration:none;color:#1e293b;transition:all .18s ease;box-shadow:0 1px 3px rgba(15,23,42,.04)}
.vcard:hover{border-color:#0170B9;box-shadow:0 8px 24px rgba(1,112,185,.14);transform:translateY(-3px)}
.vcard-ico{font-size:26px;line-height:1}
.vcard-title{font-size:16px;font-weight:700;color:#0f172a;line-height:1.3}
.vcard-desc{font-size:13.5px;line-height:1.5;color:#64748b;flex:1}
.vcard-city{font-size:17px;font-weight:800;color:#0f172a}
.vcard-addr{font-size:13px;color:#64748b;flex:1}
.vcard-more{font-size:13.5px;font-weight:600;color:#0170B9}
@media(max-width:640px){.cards-grid{grid-template-columns:repeat(2,1fr);gap:10px}.vcard{padding:14px;gap:6px}}
@media(max-width:380px){.cards-grid{grid-template-columns:1fr}}
.all-branches-wrap{text-align:center;margin-top:26px}
.all-branches{display:inline-flex;align-items:center;gap:10px;padding:15px 30px;background:#0170B9;color:#fff;border-radius:999px;font-weight:700;text-decoration:none;font-size:15.5px;transition:all .15s ease;box-shadow:0 4px 14px rgba(1,112,185,.25)}
.all-branches:hover{background:#015a94;box-shadow:0 8px 22px rgba(1,112,185,.35);transform:translateY(-2px)}

/* ===== BRANCHES PAGE ===== */
.branches-wrap{max-width:1240px;margin:0 auto;padding:40px 20px 20px}
.branches-wrap h1{font-size:30px;font-weight:800;margin-bottom:12px;color:#0f172a}
.branches-wrap .intro{font-size:16.5px;color:#475569;max-width:760px;line-height:1.65;margin-bottom:8px}
.branch-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(255px,1fr));gap:16px;margin:22px 0 30px}
.branch-card{display:flex;flex-direction:column;gap:6px;background:#fff;border:1px solid #e2e8f0;border-radius:14px;padding:20px;text-decoration:none;color:#334155;transition:all .18s ease;box-shadow:0 1px 3px rgba(15,23,42,.04)}
.branch-card:hover{border-color:#0170B9;box-shadow:0 8px 24px rgba(1,112,185,.14);transform:translateY(-3px)}
.branch-city{font-size:17px;font-weight:800;color:#0f172a}
.branch-num{font-size:12px;font-weight:700;color:#0170B9;text-transform:uppercase;letter-spacing:.5px}
.branch-row{font-size:13.5px;color:#64748b}
.branch-more{margin-top:auto;padding-top:8px;font-size:13.5px;font-weight:600;color:#0170B9}
.branches-note{font-size:14px;color:#64748b;max-width:760px;margin-bottom:40px}

/* ===== SECOND IMAGE MOBILE FIX (final) ===== */
@media(max-width:900px){
.dream-inner{position:static;min-height:0}
.dream-inner img{position:relative;left:auto;top:auto;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:16px;box-shadow:0 10px 30px rgba(26,86,219,.18);-webkit-mask-image:none;mask-image:none;margin:0 0 20px}
.dream-text{margin-left:0;max-width:none;padding:0}
}

.hero-h2{font-size:20px;font-weight:600;color:#475569;margin:6px 0 14px}

/* RRPS full-term note */
.cr-rrps strong small{display:block;font-size:11.5px;font-weight:500;color:#64748b;white-space:nowrap}
@media(max-width:480px){.cr-rrps{align-items:flex-start}.cr-rrps span{max-width:55%}}